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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,289 | $101,778-38.8% | $164,975-62.2% | $80,925-23.0% |
| Participation rate | 93.8% | 71.8%+21.9pp | 78.6%+15.1pp | 67.7%+26.1pp |
| Annual return | 15.82% | 16.73%-0.9pp | 70.12%-54.3pp | 35.65%-19.8pp |
| Employer contribution / active EE | $2,756 | $2,954-6.7% | $4,343-36.5% | $2,7560% |
| Participant deferral / active EE | $6,909 | $4,477+54.3% | $6,033+14.5% | $4,299+60.7% |
| Admin fee / account holder | $2,975 | $8,221-63.8% | $12,688-76.6% | $6,940-57.1% |