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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,693 | $91,537-47.9% | $130,045-63.3% | $75,173-36.6% |
| Participation rate | 95.7% | 71.5%+24.3pp | 78.5%+17.2pp | 67.2%+28.5pp |
| Annual return | 18.63% | -631.55%+650.2pp | -137.30%+155.9pp | 160.72%-142.1pp |
| Employer contribution / active EE | $2,718 | $2,845-4.4% | $4,321-37.1% | $2,671+1.8% |
| Participant deferral / active EE | $6,537 | $4,343+50.5% | $5,820+12.3% | $4,126+58.4% |
| Admin fee / account holder | $1,832 | $6,780-73.0% | $10,600-82.7% | $5,651-67.6% |