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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,980 | $185,883+50.6% | $170,043+64.7% | $139,466+100.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 21.55% | 60.54%-39.0pp | 53.40%-31.9pp | 373.66%-352.1pp |
| Employer contribution / active EE | $6,586 | $7,596-13.3% | $6,790-3.0% | $4,754+38.5% |
| Participant deferral / active EE | $16,358 | $11,626+40.7% | $10,410+57.1% | $6,712+143.7% |
| Admin fee / account holder | $1,264 | $15,393-91.8% | $12,824-90.1% | $11,409-88.9% |