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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,491 | $114,073-83.8% | $96,161-80.8% | $167,518-89.0% |
| Participation rate | 70.0% | 75.1%-5.1pp | 68.4%+1.6pp | 82.1%-12.1pp |
| Annual return | 15.27% | 189.95%-174.7pp | 192.01%-176.7pp | 478.71%-463.4pp |
| Employer contribution / active EE | $1,446 | $3,428-57.8% | $2,798-48.3% | $4,838-70.1% |
| Participant deferral / active EE | $4,284 | $5,195-17.5% | $4,349-1.5% | $6,342-32.4% |
| Admin fee / account holder | $482 | $6,899-93.0% | $5,538-91.3% | $12,312-96.1% |