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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,947 | $209,425-32.2% | $178,499-20.5% | $158,966-10.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.11% | 188.80%-176.7pp | 151.10%-139.0pp | 302.95%-290.8pp |
| Employer contribution / active EE | $6,481 | $5,707+13.6% | $5,011+29.3% | $4,762+36.1% |
| Participant deferral / active EE | $6,342 | $5,955+6.5% | $5,202+21.9% | $5,983+6.0% |
| Admin fee / account holder | $1,011 | $17,078-94.1% | $13,986-92.8% | $11,250-91.0% |