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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,792 | $100,895-51.6% | $90,430-46.0% | $158,950-69.3% |
| Participation rate | 87.5% | 75.0%+12.5pp | 72.7%+14.8pp | 82.0%+5.5pp |
| Annual return | 17.74% | 1725.54%-1707.8pp | 1293.73%-1276.0pp | 302.91%-285.2pp |
| Employer contribution / active EE | $2,727 | $3,689-26.1% | $3,262-16.4% | $4,762-42.7% |
| Participant deferral / active EE | $5,703 | $4,347+31.2% | $3,963+43.9% | $5,983-4.7% |
| Admin fee / account holder | $2,006 | $6,505-69.2% | $5,613-64.3% | $11,248-82.2% |