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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,409 | $95,193-68.1% | $76,523-60.3% | $135,382-77.5% |
| Participation rate | 90.0% | 74.4%+15.6pp | 68.0%+22.0pp | 82.6%+7.4pp |
| Annual return | -18.71% | 4.85%-23.6pp | -0.27%-18.4pp | 519.77%-538.5pp |
| Employer contribution / active EE | $8,329 | $3,302+152.2% | $2,647+214.7% | $4,779+74.3% |
| Participant deferral / active EE | $10,777 | $4,639+132.3% | $3,835+181.0% | $5,609+92.1% |
| Admin fee / account holder | $352 | $6,249-94.4% | $4,848-92.7% | $10,829-96.8% |