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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,677 | $183,592-76.2% | $155,574-71.9% | $145,877-70.1% |
| Participation rate | 52.6% | 82.7%-30.1pp | 78.2%-25.6pp | 80.3%-27.7pp |
| Annual return | 12.03% | 61.37%-49.3pp | 64.87%-52.8pp | 551.28%-539.3pp |
| Employer contribution / active EE | $1,391 | $5,317-73.8% | $4,676-70.3% | $4,663-70.2% |
| Participant deferral / active EE | $3,064 | $6,466-52.6% | $5,629-45.6% | $6,691-54.2% |
| Admin fee / account holder | $25 | $19,316-99.9% | $15,914-99.8% | $13,402-99.8% |