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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,794 | $167,353-87.0% | $143,797-84.8% | $134,545-83.8% |
| Participation rate | 71.4% | 84.8%-13.4pp | 80.3%-8.9pp | 81.2%-9.8pp |
| Annual return | -17.68% | 0.48%-18.2pp | -0.04%-17.6pp | 418.37%-436.0pp |
| Employer contribution / active EE | $2,111 | $5,620-62.4% | $4,952-57.4% | $4,742-55.5% |
| Participant deferral / active EE | $5,212 | $6,447-19.2% | $5,638-7.6% | $6,401-18.6% |
| Admin fee / account holder | $1,827 | $18,096-89.9% | $14,679-87.6% | $11,431-84.0% |