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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,481 | $97,027-58.3% | $83,323-51.4% | $135,382-70.1% |
| Participation rate | 33.3% | 80.4%-47.1pp | 77.8%-44.4pp | 82.6%-49.3pp |
| Annual return | -3.83% | 12.31%-16.1pp | 10.63%-14.5pp | 519.77%-523.6pp |
| Employer contribution / active EE | $6,438 | $4,143+55.4% | $3,379+90.6% | $4,779+34.7% |
| Participant deferral / active EE | $11,160 | $5,964+87.1% | $5,565+100.5% | $5,609+99.0% |
| Admin fee / account holder | $15,228 | $8,427+80.7% | $7,539+102.0% | $10,829+40.6% |