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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,254 | $102,638-68.6% | $81,991-60.7% | $158,966-79.7% |
| Participation rate | 66.7% | 75.5%-8.9pp | 69.3%-2.6pp | 82.0%-15.3pp |
| Annual return | 14.74% | 61.05%-46.3pp | 41.31%-26.6pp | 302.95%-288.2pp |
| Employer contribution / active EE | $1,845 | $3,241-43.1% | $2,498-26.2% | $4,762-61.3% |
| Participant deferral / active EE | $2,975 | $4,649-36.0% | $3,722-20.1% | $5,983-50.3% |
| Admin fee / account holder | $2,500 | $8,237-69.7% | $5,665-55.9% | $11,250-77.8% |