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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,592 | $102,609+121.8% | $98,090+132.0% | $138,895+63.9% |
| Participation rate | 75.0% | 82.8%-7.8pp | 81.5%-6.5pp | 79.9%-4.9pp |
| Annual return | 19.10% | 36.44%-17.3pp | 37.05%-17.9pp | 145.39%-126.3pp |
| Employer contribution / active EE | $2,384 | $3,867-38.4% | $3,606-33.9% | $4,194-43.2% |
| Participant deferral / active EE | $9,847 | $8,167+20.6% | $7,845+25.5% | $6,396+53.9% |
| Admin fee / account holder | $6,127 | $11,434-46.4% | $11,815-48.1% | $12,562-51.2% |