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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,278 | $77,460-82.9% | $100,378-86.8% | $80,925-83.6% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 14.86% | 37.24%-22.4pp | 49.41%-34.6pp | 35.65%-20.8pp |
| Employer contribution / active EE | $2,043 | $2,801-27.0% | $3,942-48.2% | $2,756-25.9% |
| Participant deferral / active EE | $3,198 | $6,818-53.1% | $8,087-60.5% | $4,299-25.6% |
| Admin fee / account holder | $2,312 | $5,887-60.7% | $7,899-70.7% | $6,940-66.7% |