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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,631 | $202,460-61.7% | $169,385-54.2% | $139,456-44.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 21.71% | 532.07%-510.4pp | 405.82%-384.1pp | 373.45%-351.7pp |
| Employer contribution / active EE | $15,552 | $4,691+231.5% | $4,012+287.7% | $4,753+227.2% |
| Participant deferral / active EE | $9,089 | $6,938+31.0% | $6,221+46.1% | $6,711+35.4% |
| Admin fee / account holder | $368 | $10,719-96.6% | $9,011-95.9% | $11,407-96.8% |