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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $532,952 | $132,099+303.4% | $115,599+361.0% | $138,895+283.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 7.58% | 176.76%-169.2pp | 111.10%-103.5pp | 145.39%-137.8pp |
| Employer contribution / active EE | $14,070 | $3,416+311.9% | $2,955+376.1% | $4,194+235.5% |
| Participant deferral / active EE | $11,891 | $5,617+111.7% | $4,889+143.2% | $6,396+85.9% |
| Admin fee / account holder | $27,146 | $15,650+73.5% | $12,841+111.4% | $12,562+116.1% |