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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,569 | $99,343-83.3% | $84,751-80.4% | $273,968-94.0% |
| Participation rate | 71.4% | 80.7%-9.3pp | 76.6%-5.2pp | 83.0%-11.6pp |
| Annual return | -1.15% | 22.93%-24.1pp | 22.78%-23.9pp | 41.45%-42.6pp |
| Employer contribution / active EE | $8,725 | $4,214+107.1% | $3,574+144.1% | $4,869+79.2% |
| Participant deferral / active EE | $0 | $4,269-100.0% | $3,712-100.0% | $5,287-100.0% |
| Admin fee / account holder | $3,063 | $6,645-53.9% | $5,333-42.6% | $10,132-69.8% |