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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,522 | $209,428-80.7% | $178,498-77.3% | $158,950-74.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 25.04% | 188.78%-163.7pp | 151.09%-126.1pp | 302.91%-277.9pp |
| Employer contribution / active EE | $13,881 | $5,707+143.2% | $5,011+177.0% | $4,762+191.5% |
| Participant deferral / active EE | $7,791 | $5,955+30.8% | $5,202+49.8% | $5,983+30.2% |
| Admin fee / account holder | $543 | $17,077-96.8% | $13,985-96.1% | $11,248-95.2% |