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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,841 | $162,136+47.3% | $152,301+56.8% | $154,746+54.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 13.19% | 91.02%-77.8pp | 80.50%-67.3pp | 172.34%-159.1pp |
| Employer contribution / active EE | $6,991 | $4,890+42.9% | $4,624+51.2% | $4,379+59.6% |
| Participant deferral / active EE | $12,630 | $8,341+51.4% | $8,004+57.8% | $6,730+87.7% |
| Admin fee / account holder | $10,865 | $15,759-31.1% | $14,398-24.5% | $14,365-24.4% |