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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,150 | $138,114+8.0% | $125,391+18.9% | $134,545+10.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -12.43% | 750.88%-763.3pp | 572.41%-584.8pp | 418.37%-430.8pp |
| Employer contribution / active EE | $6,045 | $5,246+15.2% | $4,816+25.5% | $4,742+27.5% |
| Participant deferral / active EE | $9,533 | $7,801+22.2% | $7,448+28.0% | $6,401+48.9% |
| Admin fee / account holder | $474 | $11,570-95.9% | $10,009-95.3% | $11,431-95.9% |