Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,757 | $75,962-84.5% | $154,111-92.4% | $64,173-81.7% |
| Participation rate | 31.5% | 70.4%-38.9pp | 83.0%-51.5pp | 69.6%-38.1pp |
| Annual return | -10.63% | 30.32%-41.0pp | 735.18%-745.8pp | 7.63%-18.3pp |
| Employer contribution / active EE | $772 | $3,350-77.0% | $5,298-85.4% | $2,381-67.6% |
| Participant deferral / active EE | $1,729 | $3,175-45.5% | $5,081-66.0% | $3,470-50.2% |
| Admin fee / account holder | $3,035 | $5,589-45.7% | $13,411-77.4% | $4,887-37.9% |