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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,594 | $115,796-97.8% | $101,264-97.4% | $158,950-98.4% |
| Participation rate | 93.3% | 79.4%+14.0pp | 75.8%+17.5pp | 82.0%+11.4pp |
| Annual return | 27.72% | 56.15%-28.4pp | 46.48%-18.8pp | 302.91%-275.2pp |
| Employer contribution / active EE | $897 | $4,175-78.5% | $3,660-75.5% | $4,762-81.2% |
| Participant deferral / active EE | $1,460 | $4,958-70.6% | $4,370-66.6% | $5,983-75.6% |
| Admin fee / account holder | $790 | $7,247-89.1% | $5,947-86.7% | $11,248-93.0% |