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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,719 | $154,193-70.3% | $130,045-64.8% | $139,466-67.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 15.73% | 32.51%-16.8pp | -137.30%+153.0pp | 373.66%-357.9pp |
| Employer contribution / active EE | $2,594 | $5,292-51.0% | $4,321-40.0% | $4,754-45.4% |
| Participant deferral / active EE | $4,893 | $6,709-27.1% | $5,820-15.9% | $6,712-27.1% |
| Admin fee / account holder | $2,568 | $13,989-81.6% | $10,600-75.8% | $11,409-77.5% |