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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,068 | $148,629+16.4% | $135,982+27.3% | $139,487+24.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 23.30% | 79.33%-56.0pp | 68.32%-45.0pp | 373.84%-350.5pp |
| Employer contribution / active EE | $4,380 | $5,247-16.5% | $4,859-9.9% | $4,755-7.9% |
| Participant deferral / active EE | $32,136 | $8,102+296.6% | $7,760+314.1% | $6,713+378.7% |
| Admin fee / account holder | $5,308 | $12,406-57.2% | $10,767-50.7% | $11,407-53.5% |