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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,490 | $96,691-25.0% | $86,656-16.3% | $139,487-48.0% |
| Participation rate | 89.5% | 74.4%+15.1pp | 71.7%+17.8pp | 80.3%+9.1pp |
| Annual return | 14.15% | 106.87%-92.7pp | 593.09%-578.9pp | 373.84%-359.7pp |
| Employer contribution / active EE | $5,243 | $3,267+60.5% | $3,025+73.3% | $4,755+10.3% |
| Participant deferral / active EE | $8,026 | $4,838+65.9% | $4,439+80.8% | $6,713+19.6% |
| Admin fee / account holder | $1,958 | $6,414-69.5% | $5,619-65.1% | $11,407-82.8% |