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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,992 | $100,938-73.3% | $90,461-70.2% | $158,982-83.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 15.94% | 1727.20%-1711.3pp | 1294.76%-1278.8pp | 302.99%-287.0pp |
| Employer contribution / active EE | $4,435 | $3,691+20.1% | $3,264+35.9% | $4,763-6.9% |
| Participant deferral / active EE | $5,923 | $4,350+36.2% | $3,964+49.4% | $5,983-1.0% |
| Admin fee / account holder | $2,013 | $6,510-69.1% | $5,617-64.2% | $11,252-82.1% |