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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,201 | $106,008-92.3% | $92,240-91.1% | $147,586-94.4% |
| Participation rate | 50.0% | 80.4%-30.4pp | 76.5%-26.5pp | 82.8%-32.8pp |
| Annual return | 3.11% | 50.05%-46.9pp | 176.29%-173.2pp | 578.59%-575.5pp |
| Employer contribution / active EE | $1,304 | $4,333-69.9% | $3,680-64.6% | $4,876-73.3% |
| Participant deferral / active EE | $3,037 | $4,478-32.2% | $3,897-22.1% | $5,439-44.2% |
| Admin fee / account holder | $0 | $6,333-100.0% | $5,194-100.0% | $10,886-100.0% |