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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,088 | $202,342-89.1% | $172,753-87.2% | $152,909-85.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.90% | 1029.88%-1012.0pp | 803.00%-785.1pp | 345.46%-327.6pp |
| Employer contribution / active EE | $4,079 | $5,857-30.4% | $5,144-20.7% | $4,764-14.4% |
| Participant deferral / active EE | $585 | $5,948-90.2% | $5,198-88.7% | $5,851-90.0% |
| Admin fee / account holder | $425 | $17,112-97.5% | $13,956-97.0% | $11,601-96.3% |