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| Provider | Service type | Compensation |
|---|---|---|
Filed as: THE RETIREMENT PLAN COMPANY Service code 15 · EIN 38-3712991 | Recordkeeping | $5,187 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,494 | $93,598-68.5% | $135,974-78.3% | $75,173-60.8% |
| Participation rate | 71.3% | 75.2%-3.9pp | 81.9%-10.7pp | 67.2%+4.1pp |
| Annual return | 22.08% | 30.89%-8.8pp | 68.30%-46.2pp | 160.72%-138.6pp |
| Employer contribution / active EE | $2,605 | $3,538-26.4% | $4,859-46.4% | $2,671-2.5% |
| Participant deferral / active EE | $9,469 | $6,405+47.8% | $7,760+22.0% | $4,126+129.5% |
| Admin fee / account holder | $47 | $6,978-99.3% | $10,767-99.6% | $5,651-99.2% |