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| Provider | Service type | Compensation |
|---|---|---|
Filed as: THE RETIREMENT PLAN COMPANY Service code 15 · EIN 38-3712991 | Recordkeeping | $3,773 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,847 | $84,499-80.1% | $125,391-86.6% | $66,949-74.8% |
| Participation rate | 54.5% | 76.4%-21.9pp | 82.4%-27.9pp | 69.8%-15.3pp |
| Annual return | -14.49% | -8.49%-6.0pp | 572.41%-586.9pp | 1.57%-16.1pp |
| Employer contribution / active EE | $1,882 | $3,554-47.0% | $4,816-60.9% | $2,545-26.0% |
| Participant deferral / active EE | $6,120 | $6,785-9.8% | $7,448-17.8% | $4,239+44.4% |
| Admin fee / account holder | $32 | $685-95.4% | $10,009-99.7% | $594-94.7% |