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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,662 | $93,064-23.0% | $74,577-3.9% | $273,972-73.8% |
| Participation rate | 50.0% | 74.9%-24.9pp | 68.1%-18.1pp | 83.0%-33.0pp |
| Annual return | 127.66% | 26.18%+101.5pp | 20.47%+107.2pp | 41.46%+86.2pp |
| Employer contribution / active EE | $18,345 | $3,160+480.6% | $2,525+626.5% | $4,869+276.8% |
| Participant deferral / active EE | $14,768 | $4,160+255.0% | $3,458+327.0% | $5,287+179.3% |
| Admin fee / account holder | $3,259 | $5,273-38.2% | $4,138-21.2% | $10,133-67.8% |