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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,734 | $86,288+31.8% | $111,306+2.2% | $85,851+32.5% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 9.40% | 19.99%-10.6pp | 54.67%-45.3pp | 318.63%-309.2pp |
| Employer contribution / active EE | $6,063 | $2,044+196.7% | $2,732+121.9% | $2,565+136.3% |
| Participant deferral / active EE | $5,382 | $3,641+47.8% | $4,488+19.9% | $3,952+36.2% |
| Admin fee / account holder | $972 | $8,189-88.1% | $7,966-87.8% | $6,261-84.5% |