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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,480 | $142,361-69.5% | $119,608-63.6% | $134,509-67.7% |
| Participation rate | 44.4% | 82.8%-38.4pp | 79.3%-34.8pp | 81.2%-36.8pp |
| Annual return | -21.86% | -12.46%-9.4pp | -14.98%-6.9pp | 418.13%-440.0pp |
| Employer contribution / active EE | $1,516 | $5,224-71.0% | $4,232-64.2% | $4,741-68.0% |
| Participant deferral / active EE | $4,758 | $6,468-26.4% | $5,601-15.1% | $6,400-25.7% |
| Admin fee / account holder | $16 | $13,588-99.9% | $10,326-99.8% | $11,427-99.9% |