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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,553 | $165,399-47.7% | $149,745-42.2% | $158,982-45.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 22.64% | 348.34%-325.7pp | 276.72%-254.1pp | 302.99%-280.3pp |
| Employer contribution / active EE | $2,086 | $5,105-59.1% | $4,646-55.1% | $4,763-56.2% |
| Participant deferral / active EE | $17,444 | $7,183+142.9% | $6,843+154.9% | $5,983+191.5% |
| Admin fee / account holder | $5,018 | $10,811-53.6% | $9,312-46.1% | $11,252-55.4% |