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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,125 | $150,442-22.8% | $136,295-14.8% | $147,585-21.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 25.53% | 1049.09%-1023.6pp | 5155.97%-5130.4pp | 578.56%-553.0pp |
| Employer contribution / active EE | $12,902 | $5,256+145.5% | $4,695+174.8% | $4,876+164.6% |
| Participant deferral / active EE | $17,744 | $6,630+167.6% | $6,247+184.0% | $5,439+226.3% |
| Admin fee / account holder | $1,410 | $10,905-87.1% | $9,243-84.7% | $10,885-87.0% |