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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,694 | $180,459-58.1% | $154,108-50.9% | $135,380-44.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -11.34% | 888.21%-899.6pp | 735.21%-746.5pp | 519.81%-531.1pp |
| Employer contribution / active EE | $7,469 | $6,035+23.8% | $5,298+41.0% | $4,779+56.3% |
| Participant deferral / active EE | $5,206 | $5,806-10.3% | $5,081+2.5% | $5,609-7.2% |
| Admin fee / account holder | $1,620 | $16,145-90.0% | $13,411-87.9% | $10,828-85.0% |