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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,606 | $80,985+13.1% | $96,576-5.1% | $75,181+21.8% |
| Participation rate | 93.5% | 71.8%+21.8pp | 76.0%+17.6pp | 67.2%+26.4pp |
| Annual return | 30.53% | 27.05%+3.5pp | 25.87%+4.7pp | 160.69%-130.2pp |
| Employer contribution / active EE | $2,932 | $2,282+28.4% | $2,965-1.1% | $2,671+9.8% |
| Participant deferral / active EE | $6,488 | $3,929+65.1% | $4,851+33.8% | $4,126+57.3% |
| Admin fee / account holder | $9,463 | $6,719+40.8% | $8,253+14.7% | $5,650+67.5% |