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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,559 | $155,555+45.6% | $146,866+54.3% | $155,188+46.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 18.32% | 115.41%-97.1pp | 102.85%-84.5pp | 148.84%-130.5pp |
| Employer contribution / active EE | $11,563 | $4,647+148.8% | $4,425+161.3% | $4,248+172.2% |
| Participant deferral / active EE | $8,635 | $8,044+7.3% | $7,759+11.3% | $6,531+32.2% |
| Admin fee / account holder | $2,196 | $14,755-85.1% | $13,620-83.9% | $14,480-84.8% |