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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,038 | $157,304-16.1% | $141,197-6.5% | $152,909-13.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.46% | 64.34%-44.9pp | 71.41%-51.9pp | 345.46%-326.0pp |
| Employer contribution / active EE | $3,298 | $5,263-37.3% | $4,736-30.4% | $4,764-30.8% |
| Participant deferral / active EE | $7,180 | $7,111+1.0% | $6,710+7.0% | $5,851+22.7% |
| Admin fee / account holder | $1,261 | $12,126-89.6% | $10,265-87.7% | $11,601-89.1% |