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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,108 | $85,766-76.6% | $136,298-85.2% | $70,126-71.3% |
| Participation rate | 74.1% | 74.2%-0.1pp | 81.9%-7.8pp | 69.5%+4.5pp |
| Annual return | 17.41% | 31.46%-14.0pp | 5156.27%-5138.9pp | 73.15%-55.7pp |
| Employer contribution / active EE | $2,797 | $2,966-5.7% | $4,696-40.4% | $2,343+19.4% |
| Participant deferral / active EE | $4,721 | $5,051-6.5% | $6,247-24.4% | $3,332+41.7% |
| Admin fee / account holder | $13,681 | $5,421+152.4% | $9,244+48.0% | $4,645+194.5% |