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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,212 | $76,551-78.8% | $123,894-86.9% | $62,881-74.2% |
| Participation rate | 92.0% | 73.0%+19.0pp | 81.4%+10.6pp | 69.3%+22.7pp |
| Annual return | 107.63% | 18.68%+89.0pp | 47.52%+60.1pp | 20.14%+87.5pp |
| Employer contribution / active EE | $3,775 | $2,882+31.0% | $4,617-18.2% | $2,281+65.5% |
| Participant deferral / active EE | $6,155 | $4,840+27.2% | $5,984+2.9% | $3,203+92.2% |
| Admin fee / account holder | $4,429 | $4,826-8.2% | $8,357-47.0% | $4,296+3.1% |