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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,335 | $102,382-38.1% | $147,005-56.9% | $80,874-21.7% |
| Participation rate | 78.6% | 75.8%+2.7pp | 82.2%-3.6pp | 67.6%+10.9pp |
| Annual return | 18.82% | 134.89%-116.1pp | 418.76%-399.9pp | 35.62%-16.8pp |
| Employer contribution / active EE | $4,893 | $3,715+31.7% | $4,934-0.8% | $2,756+77.6% |
| Participant deferral / active EE | $9,402 | $6,646+41.5% | $8,070+16.5% | $4,297+118.8% |
| Admin fee / account holder | $3,733 | $7,942-53.0% | $13,006-71.3% | $6,935-46.2% |