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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,730 | $185,905-63.0% | $170,057-59.6% | $139,487-50.7% |
| Participation rate | 50.0% | 87.8%-37.8pp | 87.0%-37.0pp | 80.3%-30.3pp |
| Annual return | 15.64% | 60.56%-44.9pp | 53.42%-37.8pp | 373.84%-358.2pp |
| Employer contribution / active EE | $1,711 | $7,597-77.5% | $6,790-74.8% | $4,755-64.0% |
| Participant deferral / active EE | $3,657 | $11,627-68.5% | $10,411-64.9% | $6,713-45.5% |
| Admin fee / account holder | $2,418 | $15,397-84.3% | $12,826-81.1% | $11,407-78.8% |