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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,970 | $138,076-72.5% | $123,553-69.3% | $135,380-72.0% |
| Participation rate | 44.4% | 84.7%-40.3pp | 82.3%-37.9pp | 82.6%-38.2pp |
| Annual return | -8.20% | 153.70%-161.9pp | 119.21%-127.4pp | 519.81%-528.0pp |
| Employer contribution / active EE | $1,926 | $5,152-62.6% | $4,628-58.4% | $4,779-59.7% |
| Participant deferral / active EE | $4,345 | $6,800-36.1% | $6,426-32.4% | $5,609-22.5% |
| Admin fee / account holder | $12,332 | $10,917+13.0% | $9,284+32.8% | $10,828+13.9% |