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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,694 | $160,059-48.3% | $140,019-40.9% | $135,380-38.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -8.34% | 911.48%-919.8pp | 651.17%-659.5pp | 519.81%-528.1pp |
| Employer contribution / active EE | $2,139 | $6,420-66.7% | $5,605-61.8% | $4,779-55.2% |
| Participant deferral / active EE | $16,413 | $7,641+114.8% | $6,927+137.0% | $5,609+192.6% |
| Admin fee / account holder | $4,570 | $13,328-65.7% | $10,705-57.3% | $10,828-57.8% |