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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,399 | $171,867-67.8% | $149,721-63.0% | $147,586-62.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 16.05% | 2113.36%-2097.3pp | 1501.67%-1485.6pp | 578.59%-562.5pp |
| Employer contribution / active EE | $2,232 | $6,275-64.4% | $5,444-59.0% | $4,876-54.2% |
| Participant deferral / active EE | $16,382 | $7,270+125.3% | $6,568+149.4% | $5,439+201.2% |
| Admin fee / account holder | $502 | $13,799-96.4% | $11,282-95.5% | $10,886-95.4% |