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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,144 | $167,352-87.4% | $143,788-85.3% | $134,509-84.3% |
| Participation rate | 57.1% | 84.8%-27.7pp | 80.3%-23.2pp | 81.2%-24.1pp |
| Annual return | -11.39% | 0.47%-11.9pp | -0.03%-11.4pp | 418.13%-429.5pp |
| Employer contribution / active EE | $4,020 | $5,620-28.5% | $4,952-18.8% | $4,741-15.2% |
| Participant deferral / active EE | $6,570 | $6,447+1.9% | $5,638+16.5% | $6,400+2.7% |
| Admin fee / account holder | $8,288 | $18,091-54.2% | $14,675-43.5% | $11,427-27.5% |