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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,968 | $92,219-37.1% | $76,767-24.5% | $135,380-57.2% |
| Participation rate | 53.8% | 79.8%-25.9pp | 77.0%-23.1pp | 82.6%-28.8pp |
| Annual return | -2.99% | 5.46%-8.4pp | 2.43%-5.4pp | 519.81%-522.8pp |
| Employer contribution / active EE | $2,268 | $3,216-29.5% | $2,485-8.7% | $4,779-52.5% |
| Participant deferral / active EE | $2,615 | $4,508-42.0% | $3,852-32.1% | $5,609-53.4% |
| Admin fee / account holder | $28,343 | $10,749+163.7% | $6,675+324.6% | $10,828+161.8% |