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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,542 | $162,136-14.6% | $152,301-9.0% | $154,746-10.5% |
| Participation rate | 55.6% | 84.1%-28.6pp | 82.4%-26.9pp | 80.7%-25.1pp |
| Annual return | 14.99% | 91.02%-76.0pp | 80.50%-65.5pp | 172.34%-157.4pp |
| Employer contribution / active EE | $1,809 | $4,890-63.0% | $4,624-60.9% | $4,379-58.7% |
| Participant deferral / active EE | $5,781 | $8,341-30.7% | $8,004-27.8% | $6,730-14.1% |
| Admin fee / account holder | $2,055 | $15,759-87.0% | $14,398-85.7% | $14,365-85.7% |