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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,722 | $148,623-41.6% | $135,974-36.2% | $139,466-37.8% |
| Participation rate | 62.5% | 83.9%-21.4pp | 81.9%-19.4pp | 80.3%-17.8pp |
| Annual return | 15.74% | 79.30%-63.6pp | 68.30%-52.6pp | 373.66%-357.9pp |
| Employer contribution / active EE | $1,716 | $5,246-67.3% | $4,859-64.7% | $4,754-63.9% |
| Participant deferral / active EE | $5,793 | $8,103-28.5% | $7,760-25.3% | $6,712-13.7% |
| Admin fee / account holder | $2,317 | $12,406-81.3% | $10,767-78.5% | $11,409-79.7% |