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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,542 | $196,972-29.7% | $182,262-24.0% | $198,609-30.2% |
| Participation rate | 55.6% | 85.7%-30.1pp | 84.2%-28.7pp | 82.4%-26.8pp |
| Annual return | 14.99% | 158.27%-143.3pp | 140.60%-125.6pp | 202.70%-187.7pp |
| Employer contribution / active EE | $1,809 | $5,364-66.3% | $5,046-64.1% | $5,055-64.2% |
| Participant deferral / active EE | $5,781 | $8,643-33.1% | $8,276-30.2% | $6,977-17.1% |
| Admin fee / account holder | $2,055 | $18,429-88.8% | $16,712-87.7% | $19,030-89.2% |